How Ripple Plans To Bridge Crypto And Wall Street In Its $4b Expansion

Ripple bundles custody, prime brokerage, treasury and stablecoins so institutions can operate like banks with crypto rails.

Ripple is spending about $4 billion to combine prime trading, treasury tools, payments and custody into a single integrated setup.

RLUSD trials aim to settle real card payments and corporate payouts onchain, then sync results back into ERP and TMS systems.

To scale, Ripple needs strong controls with clear reserves, strict compliance checks and transparent accounting rules.

Success will show in the data through faster settlements, lower costs and consistent real-world volume every day.

Ripple is positioning itself for a bigger role in traditional finance. In an interview at Swell 2025, the company described its roughly $4-billion acquisition spree as the foundation for moving institutional money on the XRP Ledger alongside existing banking workflows.

A new $500-million raise at a reported $40-billion valuation

A deal to acquire multi-asset prime broker Hidden Road for about $1.25 billion

A Ripple USD (RLUSD) pilot with Mastercard, WebBank and Gemini aimed at settling card payments onchain.

Taken together, the plan spans custody through Metaco, prime brokerage access and stablecoin-based settlement that integrates with the treasury and enterprise resource planning (ERP) systems already used by banks and corporates.

Source: CoinTelegraph