Is Xrp The New Bitcoin? Why Wall Street Can’t Stop Talking About...

Analysts see billion-dollar potential as SEC reforms shorten paths for crypto ETFs and XRP moves closer to mainstream trading.

XRP ETF talk has moved from Crypto Twitter to Wall Street trading desks.

Analysts say the first few months of inflows could top $1 billion.

SEC rule changes have streamlined spot crypto fund listings.

Approval isn’t guaranteed, but momentum is building fast.

Talk of a spot XRP (XRP) exchange-traded fund (ETF) has shifted from Crypto Twitter to real trading desks.

Two factors are driving it. First, ETF specialists Nate Geraci and Bitwise chief investment officer Matt Hougan say the market is underestimating demand for a spot XRP ETF. Geraci has warned that investors are “severely” underestimating the flows, and Hougan has said the fund could reach about $1 billion in assets within its first few months of trading.

Second, the US market infrastructure for spot crypto funds has evolved. The Securities and Exchange Commission (SEC) has adopted generic listing standards that shorten the approval path for certain spot crypto ETFs, and exchanges have already begun listing altcoin products under the new framework.

None of this guarantees an XRP approval, but it explains why the conversation has turned serious.

A spot XRP ETF would hold XRP with a qualified custodian and issue shares that track the fund’s net asset value through the standard creation and redemption process. This structure matters because it allows XRP exposure within brokerage accounts, adviser model portfolios and retirement platforms, offering familiar reporting and tax treatment.

Source: CoinTelegraph