New Coinbase Report Points To ‘broken’ Traditional Finance System:...
A new Coinbase–Ipsos survey shows younger US investors are trading more often, taking more risk and putting a far larger share of their portfolios into crypto.
Coinbase CEO Brian Armstrong says we already know the traditional financial system is broken. Younger people increasingly feel “locked out of the old wealth ladder,” and seek alternative assets like crypto.
The numbers in Coinbase’s latest “State of Crypto” report back him up. The study, run by Ipsos in the fourth quarter, finds Gen Z and millennial investors are trading more often, taking more risk, and putting a much bigger slice of their portfolios into crypto and other non‑traditional assets than older generations.
The survey of 4,350 US adults shows stock ownership is roughly the same across age groups (47% of younger investors versus 50% of older ones), but portfolio composition looks radically different.
Related: Standard Chartered, Coinbase deepen alliance to build institutional crypto infrastructure
Younger investors say 25% of their holdings sit in non‑traditional assets such as crypto, derivatives, and private investments, three times the 8% reported by older investors, or baby boomers.
Four in five younger respondents say they’re willing to try new investment opportunities before others do, and 84% say they want platforms that offer a wider range of assets beyond traditional stocks.
Trading behavior is diverging just as sharply. Nearly three in 10 younger investors say they make a trade at least once a week, compared with 10% of older investors.
They are also far more likely to lean on high‑octane strategies. Of the respondents, 19% report using margin to boost upside, versus 8% of older investors, while 26% say they seek higher returns via high‑risk investments, compared with 18% among older cohorts.
Demand for “always‑on” markets is clear as well, with 63% of younger investors expressing interest in 24/7 stock market access, alongside strong interest in crypto derivatives, leverage and DeFi lending.
Source: CoinTelegraph
