Crypto: Senate Housing Bill Amendment Proposes To Block Us Cbdc Until 2030

The proposed prohibition was slipped into a Senate housing bill, reviving language used in previous standalone bills to block a Fed-issued US digital dollar.

An amendment has been proposed to the Federal Reserve Act to ban the US central bank from issuing a central bank digital currency (CBDC) until 2030.

The amendment was found toward the end of the 300-page “21st Century ROAD to Housing Act” (HR 6644) released by the Senate Committee on Banking, Housing, and Urban Affairs on Monday.

Section 10 of the proposed legislation states that the board of governors of the Federal Reserve System or a Federal Reserve bank “may not issue or create a central bank digital currency or any digital asset that is substantially similar to a central bank digital currency directly or indirectly through a financial institution or other intermediary.”

The proposed prohibition includes a sunset clause that expires on December 31, 2030, after which new legislation would be needed to maintain the ban.

The Senate advanced it overwhelmingly on a procedural cloture vote (84-6) on Monday, limiting debate and moving forward, clearing the way for full floor consideration.

This version of the housing bill revives language from prior failed attempts to prevent a US CBDC and is not the original legislation.

The “No CBDC Act” (S 464) is a standalone bill introduced by Senator Mike Lee in February 2025 that would prohibit the Fed or Treasury from issuing a CBDC; however, it stalled in Congress.

Further legislation prohibiting the Fed from issuing a CBDC was introduced in June 2025 by Congressman Tom Emmer under the “Anti-CBDC Surveillance State Act” (HR 1919).

The bill passed a House vote on July 17, but has yet to pass full Senate approval.

Source: CoinTelegraph