Stablecoin Card Adoption Will Be A 'big Theme' Of 2026: Dragonfly Exec - Complete Guide

Crypto venture capitalists have tipped stablecoin card adoption to take off in 2026 after fintech startup Rain secured $250 million in funding to push stablecoin payments.

An industry leader said stablecoin-powered cards are shaping up to be one of the biggest crypto themes of 2026, which seek to provide the benefits of blockchain while keeping the payment experience familiar for consumers.

“This is one of the big themes of 2026: crypto becomes enmeshed more deeply into how payments flow through the global economy,“ Haseeb Qureshi, a managing partner at crypto-focused venture capital firm Dragonfly, posted to X Friday.

“Stablecoin cards are growing like crazy, everywhere in the world,” the VC added after stablecoin startup Rain raised $250 million in a funding round that pushed its valuation to nearly $2 billion.

The huge funding round came as Rain increased its active card base 30-fold and its annualized payment volume by nearly 40 times in 2025, making it one of the fastest-growing fintech companies globally.

The platform supports major stablecoins, including Tether (USDT) and USDC (USDC), across several blockchain networks, including Ethereum, Solana, Tron, and Stellar.Rain is part of a new wave of stablecoin startups integrating blockchain into payment systems for faster settlement, lower costs, and greater global reach while keeping the experience seamless for consumers, Qureshi noted:

It comes as Bloomberg Intelligence predicted on Thursday that stablecoin payment flows would increase at an 81% Compounded Annual Growth Rate to $56.6 trillion by 2030.

Not everyone is convinced that stablecoin payments will challenge traditional cards in developed countries, however, with Better Tomorrow Ventures GP, Sheel Mohnot, stating that stablecoin merchant acceptance lacks a captive audience, exclusivity, and killer incentives to make a meaningful change.

Related: Banks must upgrade their blockchain infrastructure

Pantera Capital investor Mason Nystrom opposed Mohnot’s view, highlighting that stablecoin payments provide merchants with instant payouts, immediate settlement, and chargeback protection:

Source: CoinTelegraph