Tools For Humanity Expands World App Toward Super-app Model 2025
The release introduces World Chat with end-to-end encryption, DeFi-powered yield via Morpho and QR-code payments at more than one million merchants in Argentina.
Tools for Humanity is broadening its World platform beyond digital identity and crypto payments, adding encrypted messaging and financial services to its app as part of a push toward a super-app model.
The company, co-founded by OpenAI CEO Sam Altman, introduced an in-app messaging feature with end-to-end encryption that distinguishes between verified and unverified World ID accounts and enables users to send or request digital assets within chats.
According to an announcement, the application now supports third-party mini-apps, including prediction markets, games and financial tools, that run inside conversations. Tools for Humanity said it plans to add optional profile photo verification to help reduce impersonation and misuse.
The changes were released in San Francisco on Thursday by co-founders Altman and Alex Blania.
World App has also expanded stablecoin support to include USDC (USDC), EURC (EURC) and several Latin American peso-linked tokens. The release introduces yield products offering rates of up to 18% on Worldcoin (WLD) holdings and up to 15% on USDC, powered by the DeFi protocol Morpho, according to the company.
On the payments side, users in Argentina will be able to pay at more than one million merchants using QR codes.
The update also adds US dollar virtual accounts powered by Bridge in 18 countries, including the United States, Japan and several markets across Latin America, allowing users to receive wages, fund accounts from banks and spend USDC inside the app.
Tools for Humanity is a technology company that led the development of World Network and operates World App. World, formerly known as Worldcoin, is the digital identity and financial infrastructure project developed and operated by Tools for Humanity.
Related: Thai regulators raid alleged World iris scanning site, arrest multiple suspects
Source: CoinTelegraph